compare

Two homes, side by side

Same income, loan and rate for both. Home A comes from your affordability form.

HOME A

Find the project by name

Pick one to fill in the details. You can change anything.

NamePrice (RM)StateDistrictFor the price checkProperty typeTenureFloor area (sqft)Sharpens the price checkMaintenance fee (RM a month)

Type the project's name first, for example "Arte Cheras".

HOME B

Find the project by name

Pick one to fill in the details. You can change anything.

NamePrice (RM)StateDistrictFor the price checkProperty typeTenureFloor area (sqft)Sharpens the price checkMaintenance fee (RM a month)

Type the project's name first, for example "Arte Cheras".

Your income, loan and rate come from the affordability page and are the same for both homes.

What differs

Home A costs about RM430 a month less to own than Home B.
Home B needs about RM26,450 more cash at signing than Home A.

For fun: the RM430 a month that Home A saves is about 4.8 a day of nasi lemak at RM3.00 a packet.

Nasi lemak near Home A (RM)Nasi lemak near Home B (RM)

Numbers only, not advice. Location and how you want to live matter too.

Nasi lemak lines are for fun. Set the price yourself.

What is nearby?

Hospitals, clinics, schools and stations near each home (OpenStreetMap, no AI). Up to a minute. New project? Type its address.

Address or landmark for Home A (optional)Address or landmark for Home B (optional)

What is each area like?

Web research on both areas: roads, commute, what is nearby. About 10 to 30 seconds.

	Home A	Home B
Price	RM500,000	RM600,000
Type	High-Rise, freehold	High-Rise, freehold
Is the price fair?	Not checked (add a district)	Not checked (add a district)
Verdict	Comfortable	Comfortable
Loan and term	RM450,000 over 30 years	RM540,000 over 30 years
Monthly loan payment	RM2,148	RM2,578
Monthly cost of owning	RM2,148 (loan only)	RM2,578 (loan only)
Debt ratio	33% of income	38% of income
If rates rise 1.5 points	RM2,555 a month, 38% of income	RM3,066 a month, 45% of income
Cash at signing	RM60,260	RM86,710
Interest over the whole loan	RM323,413	RM388,095
What a typical household here spends a month	RM8,178 (Kuala Lumpur, 2024, up 5% since 2022)	RM8,178 (Kuala Lumpur, 2024, up 5% since 2022)
What a typical household here earns a month	RM13,985 on average, RM10,802 for the middle household	RM13,985 on average, RM10,802 for the middle household
Monthly cost of owning, in nasi lemak	about 24 a day (at RM3.00)	about 29 a day (at RM3.00)
A typical household's spending, in nasi lemak	about 91 a day (at RM3.00)	about 91 a day (at RM3.00)
Lease	Freehold	Freehold

Price

Home A

RM500,000

Home B

RM600,000

Type

Home A

High-Rise, freehold

Home B

High-Rise, freehold

Is the price fair?

Home A

Not checked (add a district)

Home B

Not checked (add a district)

Verdict

Home A

Comfortable

Home B

Comfortable

Loan and term

Home A

RM450,000 over 30 years

Home B

RM540,000 over 30 years

Monthly loan payment

Home A

RM2,148

Home B

RM2,578

Monthly cost of owning

Home A

RM2,148 (loan only)

Home B

RM2,578 (loan only)

Debt ratio

Home A

33% of income

Home B

38% of income

If rates rise 1.5 points

Home A

RM2,555 a month, 38% of income

Home B

RM3,066 a month, 45% of income

Cash at signing

Home A

RM60,260

Home B

RM86,710

Interest over the whole loan

Home A

RM323,413

Home B

RM388,095

What a typical household here spends a month

Home A

RM8,178 (Kuala Lumpur, 2024, up 5% since 2022)

Home B

RM8,178 (Kuala Lumpur, 2024, up 5% since 2022)

What a typical household here earns a month

Home A

RM13,985 on average, RM10,802 for the middle household

Home B

RM13,985 on average, RM10,802 for the middle household

Monthly cost of owning, in nasi lemak

Home A

about 24 a day (at RM3.00)

Home B

about 29 a day (at RM3.00)

A typical household's spending, in nasi lemak

Home A

about 91 a day (at RM3.00)

Home B

about 91 a day (at RM3.00)

Lease

Home A

Freehold

Home B

Freehold

›How this is worked out

Each home is judged exactly as on the affordability page, with your income, commitments, deposit, rate and age. Each term is shortened if your age or a short lease would shorten it. Land charges and insurance from your form apply to both homes, and only the maintenance fee differs. The price check compares with recent sales of the same type in the district and is not a valuation. Household spending and income are the average household in the area from the national statistics office's household survey (DOSM, CC BY 4.0). They show the area's price level, not your own budget, and bigger or richer households pull the average up.