Can you rent it out?

What similar homes ask, who could pay, and whether the rent covers the loan.

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Your property

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StateProperty typeDistrictMost granular -- optionalTenureLeasehold typically sells for less than freehold nearbyRegionSub-state, optional

Purchase price (RM)Floor area (sqft)Built-up size (condos: strata size), not land.Deposit (%)Mortgage rate (% p.a.)Islamic financing? Enter your profit rate here: the calculation is the same.Loan term (years)Your ageBanks end the loan by a maximum age.Partner's age (if applying together)

›Running costs of owning (optional)

These sit on top of the loan every month. Leave blank if you do not know yet; the result then shows the loan only.

Maintenance fee (RM a month)The monthly service charge. Add the sinking fund if it is billed separately. Ask the management office or check the listing.Quit rent and assessment tax (RM a year)Land and council charges. Your bill or the council can tell you.House insurance (RM a year)Fire cover the bank asks for. Your insurer can quote it.

›Other assumptions

Include stamp duty & legal feesFirst-time Malaysian buyer (stamp duty exempt up to RM500k)Date you sign the sale and purchase agreementExemption applies to SPAs signed 2026-01-01 to 2027-12-31 only.Latest age at end of loanTypical banks use about 65 to 70. Check yours.Selling costs (% of sale price)Agent fee (max 3%) + 8% SST + legal fees.Use my one-time gains tax (RPGT) exemption

The rental

Rent you expect (RM a month)Your own figure. Check similar listings.Empty months a yearMonths between tenants.Agent or management fee (% of rent)0 if you manage it.Income tax on the profit (%)Your rate; 0 = before tax.

Compare with putting the same money into

Comparing with low-risk savings (6.0% a year).

›Where this figure comes from

the site's own low-risk savings return history. Not advice, and past returns are not a promise.

Can it be rented?

Enter the rent you expect

? OpenWhat similar homes ask. Not checked yet. Look up the asking rents for this project to see what similar homes ask.
? OpenCould households here pay it. Enter a rent to see how many households could pay it.
? OpenDoes the rent cover the loan. Enter a rent to see whether it covers the loan and costs.

What do similar homes ask?

Project name

What households in W.P. Kuala Lumpur could pay

Households that could pay it	Rent a month
Half	RM3,241
1 in 4	RM5,165
1 in 10	RM7,858

A ceiling for the whole area, not what this home will fetch.

›How to read this

Asking rents come from listing pages read by AI when you press the button; they are what owners ask, not what tenants paid. The households check uses 30% of income as the most a tenant should spend on rent (the usual affordability line, used by Bank Negara and the UN) and the Household Income Survey 2024 (state median income and Gini, treated as lognormal; the average income that fit implies is within 10% of the survey's own for 92% of districts). It is an upper bound: people who rent earn less than the average household, and a tenant can usually find a cheaper comparable home. The loan check uses the loan, empty months and costs you entered above.

Buying to live in it? Buy vs. rent. A question? Ask Chukup.